Farmers and Mercantile insurance brokers

 Farmers and Mercantile Insurance Brokers – the farm diversification insurance specialists

Welcome to Farmers and Mercantile. We believe it takes one to know one. Like you and your family, our team have farming backgrounds so we understand the ins and outs, the ups and downs of running a farm just like yours. 
That’s why we are best placed to protect your most valuable assets and your livelihood. At F&M we do things differently, our on-farm visits and annual reviews ensure you get the cover you need, not the cover you don’t, year after year.

 
•    Over 23 years’ farming knowledge and insurance expertise
•    Friendly team of trustworthy experts from quote to claims
•    Independent brokers who truly understand your business
•    On farm reviews to ensure you get the right cover at the best price

Insurance that gets up close and personal
We are passionate about getting to know you and your farm in person so that we can offer the best advice, the best cover and the best service in the event of a claim. We recognise that your circumstances can change and that no two farms are alike so we ensure our cover is as unique as your farm. 
Whatever your specialism. We specialise in protecting it. 
From tractors to trailers, cattle to combines and lambs to loaders, we’ll make sure you are fully covered. So you have peace of mind that your livelihood is protected, year in, year out.
YOU SPECIALISE, SO WE DO TOO. 
We recognise that farming is no longer just about farming. That’s why our team of experts have expanded their knowledge, and we have developed our product portfolio in line with the ever evolving farming landscape. 
Diversification Insurance 
Diversified farming is a growing trend and we estimate that around 60% of our clients now have a form of diversification business. 
From camping and caravan parks to farm shops, haulage and groundworks, we have the expertise to ensure your new ventures is as well protected as it always was. 
So whatever your insurance needs, you can rely on F&M to have every aspect of your traditional farm or your diversified business fully covered. Here’s what one of our clients had to say:
“We moved our insurances from the NFU to Farmers & Mercantile over two decades ago and have been impressed with the professional service we have received; it has been particularly proactive with regard to our diversification ventures.”
ROGER ASHBY, KENT

As well as motor insurance and Engineering Inspection services we also provide:

Environmental Impairment
The environment continues to be at the top of the political agenda and the associated cost of dealing with pollution continues to rise year on year.
The Environment Agency is committed to prosecuting the polluters meaning that farmers are being scrutinised like never before.  F&M can advise how best to insure against such potential losses and clean-up costs.
Renewables
Insuring renewable energy projects is a rapidly expanding part of our business as more and more farmers, landowners and rural businesses diversify into this buoyant sector. We have extensive experience insuring small solar projects through to larger anaerobic digester plants and large multi-turbine sites.
Legal Expenses
We have access to a specialist policy that is specifically designed for farmers and has a dedicated team of agricultural solicitors ready to assist to give you even greater peace of mind.